• August 2025
  • Loss Control

Tokio Marine America's mission as a Good Company is to provide Anshin (safety, security, and peace of mind) to all of our clients and to the general public.

Even with all the awareness around driving distracted, it remains a serious issue in the United States. Nine (9) people die every day in distracted driving accidents, and 13% of all crashes involve a distracted driver.

The roads are filled with a high concentration of drivers, and unfortunately, many of them continue to make the dangerous decision to drive distracted. Distracted driving comes in many forms, whether it be manual or visual distractions (tasks that require removing hands from the wheel or eyes from the road), cognitive distractions (tasks that take the driver’s attention away from the road), or a combination of all of them.

The most prominent cause of distracted driving is cell phone use, as the constant desire to text, consume media, or interact on social media takes drivers’ attention off the road in a multitude of ways. What’s alarming is that 60% of drivers admit to driving distracted, while 39% of high school student drivers admit to texting while driving. Drivers know that they are driving distracted, but continue to do it anyway. New technology and infotainment systems in vehicles are also adding to our driving distractions.

There is a misnomer among drivers that infotainment dashboards and hands-free technology systems must be safe if car manufacturers are adding them, but in fact, they are designed more for convenience than driver safety. Drivers also believe by using a hands-free device they are making the safe choice. This is not the case, as these technologies cause both cognitive and visual distractions.

It is up to us to help enact change and play a part in saving lives by ending distracted driving. Tokio Marine America proudly supports EndDD.org to bring awareness and end distracted driving.

We encourage you to view our video featuring Joel Feldman, the founder of EndDD.org.

Tokio Marine America customers can contact their loss control representative or email TMALossControl@tmamerica.com for more information. Please visit our loss control page for more information regarding our services.

About Author

Gerry Sammarco,
Manager, Web Based Client Solutions, Loss Control Department at Tokio Marine America
Gerry is the Manager of Web Based Client Solutions and a Certified Safety Professional with our Loss Control Group. His focus is on general safety and casualty related loss control. He has over 40 years of experience in the insurance industry and has been with Tokio Marine America for much of his career. Gerry is a member of the American Society of Safety Professionals and National Safety Council.

About Tokio Marine America

Our Loss Control Department’s mission is to assist our policyholders in their efforts to maintain a safe and healthy workplace, and to deliver cost sensitive solutions in an effort to maintain profitability.

With over a 100-year history in the U.S., Tokio Marine America (TMA) offers tailored products to a diverse range of customers – from small to large-sized global businesses seeking traditional multi-line coverage, to larger private and public companies requiring full risk management solutions. Our commitment to providing the highest level of service is paramount. More than 93% of our customers recommend TMA based on our superior claims service. TMA is one of only three insurers with an A++ (Superior) XV rating from A.M. Best. With a solid foundation of financial stability, our strength lies in understanding your business and working in partnership to exceed your expectations.

By offering fully integrated solutions to meet our customers' needs, we endeavor to deliver ANSHIN – safety, security, and peace of mind to all our customers.

Tokio Marine America (TMA) is the marketing name for Tokio Marine America Insurance Company (TMAIC).