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ETOKIO LEGAL NOTICE - TERMS OF USE AND DISCLAIMER

 

Revised 3/29/05

 

Legal Notice

 

Tokio Marine America, (“Tokio Marine”) provides this website and related services, known as eTokio, subject to the Terms and Conditions set forth below.  BY ACCESSING AND USING ETOKIO, YOU AGREE TO ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, THE FOLLOWING TERMS AND CONDITIONS.  PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE.  TOKIO MARINE MAY FROM TIME TO TIME REVISE THESE TERMS AND CONDITIONS BY UPDATING THIS LEGAL NOTICE.  YOU SHOULD REVIEW THIS LEGAL NOTICE PERIODICALLY TO ENSURE THAT YOU UNDERSTAND THE CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.

 

Address and Corporate Information

 

Tokio Marine is a New York corporation with offices in New York City, Pasadena and San Mateo California, Atlanta, Chicago, Cincinnati, Ohio, Houston and Nashville.

 

Terms and Conditions

 

  1. To access and use the eTokio website, You agree to provide Tokio Marine with correct and accurate information to obtain a user (ID) name and password.  You agree to notify Tokio Marine immediately if you leave your current employer and You agree not to use eTokio unless and until You obtain a new user (ID) name and password through your new employer.

 

  1. You agree to use any information obtain from eTokio solely for appropriate business purposes.  You understand that your access to and use of this information is subject to the requirements of this Legal Notice, Tokio Marine’s Privacy Statement, and any other agreements (on-line or hard copy) signed by You or your employer as well as any security or confidentiality policies of your employer.
  1. Contents of this website are the property of Tokio Marine. You should assume that everything you see or read on eTokio is copyrighted unless otherwise noted and You may not use it except as provided in these Terms and Conditions without the written permission of Tokio Marine. You may not distribute, modify, transmit, reuse, repost, or use the content of eTokio, including the text or images, for public or commercial purposes without Tokio Marine’s written permission. Tokio Marine does not warrant or represent that your use of any materials displayed on eTokio will not infringe the rights of third parties.
  2. Tokio Marine uses reasonable efforts to include accurate and up-to-date information on eTokio.  However, Tokio Marine does not make any warranties or representations as to the accuracy, reliability, or completeness of information on the site. The use of eTokio and your reliance on its information is at your own risk. At times, there may be inaccuracies or typos. Tokio Marine assumes no liability or responsibility for any errors or omissions in the content of the website. Neither Tokio Marine nor any other party involved in creating, producing, or delivering this website is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, eTokio.
  3. Without limiting the foregoing, everything on the website is provided to you "AS IS" WITH NO REPRESENTATIONS OR  WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.  TOKIO MARINE DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS ON THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER THAT MAKES THE MATERIALS AVAILABLE ARE FREE OF VIRUSES OR WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS. We do not represent or warrant that this website will operate without error or that the website is free of computer viruses or other harmful components. WE ASSUME NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY, INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY DUE TO YOUR ACCESS TO OR USE OF ETOKIO OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, OR IMAGES FROM THE WEBSITE.  YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION THAT MAY RESULT FROM YOUR USE OF THIS WEBSITE.
  4. Any images or artwork on eTokio are either the property of, or used with permission by, Tokio Marine. Your use of these images is prohibited unless specifically permitted either in this Legal Notice or specific permission is provided elsewhere on the website. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.
  5. The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the website, are registered and/or unregistered Trademarks of Tokio Marine and others. Nothing contained on this website should be interpreted as providing, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the website without the written permission of Tokio Marine or other third party that may own the Trademark. Your use or misuse of any Trademark or any other content displayed on the website, except as provided in this Legal Notice and Terms of Use, is strictly prohibited.
  6. Tokio Marine has not reviewed all of the sites linked to eTokio. Tokio Marine is not responsible for the content of any of these linked sites nor does Tokio Marine approve, endorse, or certify information available at any linked site. Your linkage to any off-site pages or to other sites is solely at your own risk.
  7. Any information, communication or other material that You may transmit or provide to this website by electronic mail shall be handled in accordance with Tokio Marine’s Privacy Statement found on this website.
  8.  

  9. Unless otherwise expressly set forth herein, Tokio Marine makes no representation that information or products contained on this website are appropriate or available for use in all jurisdictions.  Those who access this website are responsible for compliance with all federal, state and local laws and regulations.

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